There are a whole range of issues that come under special situations within Australia’s home loans field. If you are looking for more information on this, you can be reassured that we have dealt with many of these cases and commonly can help get you your home loan. Take a read of this page and then please feel welcome to get in touch.
What you mean by a ‘Special Situation’?
There are many situations that come under this label. Commonly we see bankruptcy, work history, maintenance and child support, and local court judgements that can affect your ease to being granted a mortgage. These circumstances do not necessarily mean that a home loan is out of reach. Whatever your individual situation is, working with an expert mortgage broker will only benefit your case. We have worked with many clients over the years with bad credit and a less than perfect financial background, and it can still be possible to get you a good deal!
Can You Help Expats in Australia Buy A Home?
If you are an expat looking to buy a home in Australia, we are here to help. Your mortgage application will involve some proof of visa, and in fact perhaps you are unclear of the rules surrounding your visa and buying property. Feel welcome to get in touch and our expert mortgage advisers will be happy to assist you. We will take a thorough look into your legal status here in this country and help you with which steps you need to take in order to bring your dream to reality. For many visas it is totally possible to buy property and receive a home loan. We can even help you to get the same loan rates as Australians!
Self Employed Workers
In the past being self employed has been considered more of a risk by lenders than those in regular employment. Here at Western Suburbs Mortgage Brokers we know that many self employed people bring in a highly stable income. In many ways it is more reliable as there is no threat of redundancy and your earning potential is greater as all profits can go back into your business! There are several methods that we can employ to prove how stable your financial income is and therefore show that you are a reliable investment for a lender.
What can we do?
There are some measures that we can take to prove that you are a reliable borrowing party. As the number of lenders is vast, they each use different methods to measure your reliability. We have worked in this field for many years so our experts know exactly how to get you the best deal, keeping the interest rates low and other features as the best that they can be for you. An example of this, particularly for those with a bad credit history, is that we can prove your credit line through other sources. Some lenders will even accept documentation that proves you have been paying a variety of bills on time for 12 months!
We're specialized in picking up applicants where the banks think they're not a good fit. Whether you've had a few bumps in the road, or your financial situation right now means you can't come up with a huge deposit towards a new purchase, let's talk. We'll help not only put you in touch with the right lenders, we'll help you put together an application to get you approved and into your new home fast. Interested? Hit the button below to get in touch or call us on 1300 379 338
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